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RESOURCES FOR A FINANCIAL CRISIS

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HOUSING RESOURCES

Washington Homeownership Information and Foreclosure Help Hotline
1-877-984-4663
Free state sponsored counseling is available to Washington residents who are facing foreclosure, thinking of buying a home, or considering refinancing

King County Housing Authority
www.kcha.org
Affordable housing options include subsidized housing, housing choice vouchers, and emergency and transitional housing.

Family Services:
www.family-services.org
get_help/homeless/index.php
Provides eviction prevention to eligible households (50% or less of HUD income guidelines) and offers temporary housing assistance. Call 206-902-4271 to set up an appointment.

Aptfinder.org:
http://aptfinder.org
Run by Multifamily Affordable Properties to make affordable housing resources available online.

Tenant Rights Hotline
206-723-0500
Administered by the Tenants Union of Washington State. Appointments are also available at the Tenant Union office at 5425 Rainier Ave


24-HOUR RESOURCES

Washington Information Network
2-1-1; 206-461-3200; 1-800-621-4636
By dialing 211, you can find information and referrals on everything from crisis intervention and counseling to job training, education programs, and child or adult day care.

Crisis Clinic
www.crisisclinic.org
1-866-427-4747 or 206-461-3222
Crisis Clinic’s mission is to provide immediate and confidential assistance, including information and linkage to community resources, for people in emotional distress and in need of help.


FOOD RESOURCES

Emergency Feeding Program of Seattle and King County:
http://emergencyfeeding.org
Comprehensive list of distribution centers in Seattle, South King County, and the Eastside

Basic Food
www.foodhelp.wa.gov
1-877-514-3663
Basic Food helps connect people with food assistance, nutrition information, school meals, and other valuable food resources.


EMPLOYMENT RESOURCES

Seattle Jobs Initiative
www.seattlejobsinitiative.com
Provides job training and support services that make it possible for people to secure, retain, and advance in jobs that pay a living wage. Visit the website for eligibility requirements.

WorkSource
https://fortress.wa.gov/esd/worksource/
WorkSource partners with organizations to address Washington State’s unemployment needs.

Employment Security Department
www.esd.wa.gov
ESD has both a job search and information on unemployment benefits.


MEDICAL AND CHILD CARE

Department of Social and Health Services
www.dshs.wa.gov
A resource for medical services, childcare, long term care assistance, and employment.

Washington Prescription Drug Program
www.rx.wa.gov
Offers information and programs that provide prescription drug purchasing assistance.

Office of the Insurance Commissioner
www.insurance.wa.gov/publications/health/yourrightsunderCOBRA.shtml
Provides information about COBRA health insurance for laid off workers.

Child Care Resources of King County
www.childcare.org
Helps all families find answers to child care questions and promotes equity for children, community stability, and school readiness.


RESOURCEFUL ARTICLES

“Don’t Let a Foreclosure Impact Your Future”
www.dfi.wa.gov/consumers/pdf/foreclosure_brochure.pdf

“Knee Deep in Debt”
www.ftc.gov/bcp/edu/pubs/consumer/credit/cre19.shtm

“Know Your Credit Rights”
www.myfinancialgoals.org/education/know-your-rights.htm

“Managing your Stress in Tough Economic Times”
www.apahelpcenter.org/articles/article.php?id=171

“The Road to Resilience”
www.apahelpcenter.org/featuredtopics/feature.php?id=6

“Resilience Guide for Parents & Teachers”
www.apahelpcenter.org/featuredtopics/feature.php?id=39


RESOURCEFUL WEBSITES

HUD’s Guide to Avoiding Foreclosure
www.hud.gov/foreclosure/

Bank On Seattle
www.everyoneiswelcome.org
A public and private initiative to connect people without checking and savings accounts to affordable mainstream financial services, including checking, savings, credit, and financial education opportunities.

Safeguarding Consumers
www.atg.wa.gov/SafeguardingConsumers.aspx
Contains information from the Washington State Attorney General’s office on consumer protection, as well as an online complaint form.

Washington State Department of Financial Institutions
www.dfi.wa.gov
Provides education and outreach to protect consumers from financial fraud.

Mayor’s Office for Senior Citizens
www.seattle.gov/humanservices/seniorsdisabled/mosc/
Provides information and assistance, senior employment resources, utility assistance programs, and information about the volunteer resource center.


WORKSHOPS AND PROGRAMS

Foreclosure Intervention Workshops
www.dfi.wa.gov/consumers/homeownership/
Classes are held at local high schools and college campuses. For a list of locations and what to bring, visit the website.

Bank On Seattle
www.everyoneiswelcome.org/manage_calendar.php
The Financial Education Calendar contains information on free classes and seminars offered by Bank On Seattle’s financial education providers network.

CENTS
www.centsprogram.com
Both in person and online classes including Money Sense to promote financial literacy, Smart Borrowing to educate consumers on how to make wise borrowing decisions, and Innovo to help with the bankruptcy process.

Moneywise Online Financial Education
www.consumer-action.org
outreach/articles/moneywie_offers_online_financial_education_courses/
Free classes include talking to teens about money, managing your money, building good credit, rebuilding credit, and saving to build wealth.


PERSONAL FINANCE CALCULATORS

The Self Sufficiency Calculator for Washington State
www.thecalculator.org
Using the Calculator you can look at your overall budget, see the Self Sufficiency Standard cost-of-living approximation for your family type, and learn about resources that can assist you in planning and making progress toward economic Self Sufficiency.

American Financial Solutions
www.myfinancialgoals.org/education/personal-finance-calculators.htm
Includes credit card minimum payment and interest, mortgage refinancing, car cost comparison, and generic brand savings calculators.

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